- This topic has 3 replies, 4 voices, and was last updated 7 years, 5 months ago by
.
-
Posts
-
-
It’s definitely causing an interruption and new ways to pay for things. I thought this was pretty interesting; people using crowdfunding to pay off college debt:
-
I was at a Veteran’s Business Event in DC and the guys from StreetShares were there talking about their crowdfunding platform. From an investment standpoint, I was interested in it as a cash storage device that beats inflation. As I am saving up for a larger asset, I am interested in the crowdfunding concept since your cash remains relatively liquid with the 1 year commitment.
To echo, Stu – If anybody has actually used a crowdfunding platform I am also interested in hearing your experience.
-
Perspective and some limited experience.
I worked for institutional lenders for 25+ years doing apartment loans. True, those corporations will have a hard time with the pace of technology. Mostly because they’re large institutions. They don’t take action quickly, they move slowly. On the other hand, they should realize that they’re losing market share to crowdfunding sites and will need to come up with some branded equivalent. They treasure the brand they’ve built (banking or insurance institution for 150+ years = trust/security). They have the capital to develop a platform, but making the ground level initial enterprise carries risks that they cannot take on. I would suspect that once these crowdfunding sites have proven their track record, financial strength, and have mitigated ongoing SEC compliance risks, they’ll be sold off to the highest institutional bidder and rebranded.
I used one crowdfunded last year on a small deal. Compared to my long employment history with institutional organizations, it was like dealing in the wild wild west. Speed is the name of the game – not always the best terms. If you’re seeking to raise millions in equity for a commercial or apartment deal, it’s a relatively cheap way to access a huge investor audience that has already been qualified.
-
-
Posts
-
-
It’s definitely causing an interruption and new ways to pay for things. I thought this was pretty interesting; people using crowdfunding to pay off college debt:
-
I was at a Veteran’s Business Event in DC and the guys from StreetShares were there talking about their crowdfunding platform. From an investment standpoint, I was interested in it as a cash storage device that beats inflation. As I am saving up for a larger asset, I am interested in the crowdfunding concept since your cash remains relatively liquid with the 1 year commitment.
To echo, Stu – If anybody has actually used a crowdfunding platform I am also interested in hearing your experience.
-
Perspective and some limited experience.
I worked for institutional lenders for 25+ years doing apartment loans. True, those corporations will have a hard time with the pace of technology. Mostly because they’re large institutions. They don’t take action quickly, they move slowly. On the other hand, they should realize that they’re losing market share to crowdfunding sites and will need to come up with some branded equivalent. They treasure the brand they’ve built (banking or insurance institution for 150+ years = trust/security). They have the capital to develop a platform, but making the ground level initial enterprise carries risks that they cannot take on. I would suspect that once these crowdfunding sites have proven their track record, financial strength, and have mitigated ongoing SEC compliance risks, they’ll be sold off to the highest institutional bidder and rebranded.
I used one crowdfunded last year on a small deal. Compared to my long employment history with institutional organizations, it was like dealing in the wild wild west. Speed is the name of the game – not always the best terms. If you’re seeking to raise millions in equity for a commercial or apartment deal, it’s a relatively cheap way to access a huge investor audience that has already been qualified.
-
- You must be logged in to reply to this topic.